Introduction

Introduction

Express Saving and Credit Cooperative Society Ltd. is one of simple, easy and member oriented financial institution in Banepa, Kavre District, Nepal. It has been operating since 08th September 2008 AD (2065 Bhadra 23 BS). It is working to uplift the socio economic life standard of members. Each member is a shareholder of a cooperative, who is entitled to voice and vote in the decision-making process, regardless of the amounts of their deposits and shares. Under the principle of democratic ownership, every member can get chance to participate in making policy and regulation of the cooperative if they are elected in the board of directors.

It is a social business financial institution which offers a wide range of financial services to its members. Other than financial services, Express SACCOS promotes community development through education, health, social activities, and providing support to disadvantaged people.

Brief History:

Cooperative emerging rate becoming higher now with the supportive act regarding cooperative was introduced in 1991 in Nepal which have been targeting the rural community people. It can be taken as the innovative step of the government to reduce poverty in Nepal.

To make people self-reliant and to enhance the socio-economic capability of community people from its coverage area, Express Saving and Credit Cooperative Society Ltd was established with the collaborative efforts in September 08th 2008 AD (2065 Bhadra 23 BS) under the Cooperative Act of Nepal.

Initially it was formed with the generous readiness of 25 pioneers (founders) who collected NRs 25000, a small amount of collection.

Experiences:

From the beginning period of this SACCOS, it has been providing financial and non-financial services simultaneously to raise member’s socio-economic living standards. This SACCOS has been committed to provide quality and simply services to the member without any persecution and discrimination.

Goals / Objectives

Provide quality service, like easy saving, loan, remittance as well other services to uplift socio, economic and cultural life standard of members using knowledge and technology as a simple, secure and capable cooperative in kavre district.”

Vision/ Mission

Vision

“Express Saccos is for Easy Saving and sustainable investment to the economic development of each member.”  

Mission

Provide quality service, like easy saving, loan, remittance as well other services to uplift socio, economic and cultural life standard of members using knowledge and technology as a simple, secure and capable cooperative in kavre district.”

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